The second week of October is Fire Prevention Week; and it’s important to be sure that whether you are a homeowner or renter, you are doing what needs to be done to protect your home from the risk of fire. A house fire can be one of the most unexpectedly devastating things to happen to a family. Here are some tips to ensure you’re practicing fire safety at home. Make sure each level of your home has a smoke alarm, and check it monthly to make sure it’s working. Be sure to replace the battery regularly as well (at least once a year). Unplug electrical cords when you’re not using them to avoid electrical fires. Be sure to turn off an unplug anything that heats up, such as hair straighteners, i
The Truth about Floods Floods and flash floods happen in all 50 states, and even if you feel you live with a low risk of flooding, heavy rain can cause significant flooding, according to the Federal Emergency Management Agency (FEMA). Although standard homeowners insurance doesn’t cover flooding, the National Flood Insurance Program (NFIP) provides a means for property owners to financially protect themselves if a flood strikes. However, property owners that have flood insurance might still be stuck with the cost of water damage if they don’t have the appropriate coverage, according to NFIP. Get a better understanding of flood coverage by finding the answers to frequently asked questions b
