The second week of October is Fire Prevention Week; and it’s important to be sure that whether you are a homeowner or renter, you are doing what needs to be done to protect your home from the risk of fire. A house fire can be one of the most unexpectedly devastating things to happen to a family. Here are some tips to ensure you’re practicing fire safety at home. Make sure each level of your home has a smoke alarm, and check it monthly to make sure it’s working. Be sure to rep

The Truth about Floods Floods and flash floods happen in all 50 states, and even if you feel you live with a low risk of flooding, heavy rain can cause significant flooding, according to the Federal Emergency Management Agency (FEMA). Although standard homeowners insurance doesn’t cover flooding, the National Flood Insurance Program (NFIP) provides a means for property owners to financially protect themselves if a flood strikes. However, property owners that have flood insur