Do you have a teenager? If you have a teenager they are texting, facebooking, tweeting, tindering - you name it They are doing it! What if they send an inappropriate message, defame someone or bully another classmate? Your Policy does not cover libel or slander. Umbrellas Do! Do you drive a car? “If a person drives a car, they should be buying an umbrella,” says Mike Bradley, president and co-founder of PersonalUmbrella.com. “It’s just that simple. You could be the best drive